"Coterie" appears to be a legitimate entity. It is an insurance company that was founded to simplify the process of small business insurance. The company combines a tech-based approach with insurance expertise to provide flexible, simple coverage quickly. Coterie is licensed in all 50 states and partners with A-rated insurers and investors. It markets its products through independent insurance agents and brokers, or business owners can use the company's unique platform to instantly get a quote and purchase a policy directly. However, it's worth noting that Coterie is a relatively new company with not much of a track record. Despite this, it has received a positive review and a final rating of 5.0 out of 5 stars from Trusted Choice. It's also worth noting that there are other entities with the name "Coterie", such as coterie.com and coterie.gg, which also appear to be legitimate according to Scamadviser. As always, it's recommended to do thorough research and consider multiple sources before making any decisions.