Flutterwave is a legitimate online payment platform that allows people in Nigeria and other parts of Africa to collect and send money online and also sell products online. It is one of the leading FinTech platforms in the country and has support from various top companies within its industry and beyond. The platform is also regulated by the Financial Authorities of the countries it operates in. However, there are mixed reviews about its service. Some users have praised its ease of use and swift transactions, while others have raised concerns about customer service and transaction issues. It's always recommended to do thorough research and consider user reviews before deciding to use a service.